What Qualifies for Long-Term Disability?
Long-term disability typically pays for 50 percent to 70 percent of employees’ salaries for about five to ten years or until they turn 65. Although pre-existing conditions are not usually covered, various injuries and illnesses that can prevent employees from performing their occupational tasks include personal injuries from accidents, mental health issues, musculoskeletal disorders like […]
What is the Difference Between Social Security and SSI?
Although both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are both managed by the Social Security Administration (SSA) and involve supplemental income, these programs are very different. The leading difference between SSDI and SSI is that Social Security is available for those who have accumulated an adequate number of “work credits” based […]
How to File a Disability Claim
If you have a disabling event that prevents you from performing the usual tasks of your job, then it is imperative that you immediately apply for disability benefits through your employer’s insurance provider (and, in many cases, through the Social Security Administration, or SSA). First, you should review your employer’s disability policy to determine if […]
A Rundown of Parkinson’s Disease: Symptoms, Complications, & Causes
Parkinson’s disease is a progressive and chronic nervous system disorder that primarily affects movement. It is a fairly common disorder, affecting over 200,000 Americans each year, and occurs more frequently in male patients, usually 60 years old or older. Although many Americans develop Parkinson’s disease, not much is known about the disease — there is […]
What is Multiple Sclerosis? An Overview of Symptoms & Causes
Multiple sclerosis (MS) is a typically-progressive and chronic disease affecting the central nervous center caused by a malfunctioning immune system. The immune system mistakenly attacks and destroys the myelin sheath of nerve cells which serves as a protective covering and assists in the transmission of signals. MS effectively slows or blocks signal transmission, eventually causing […]
Debilitating Back Pain: Causes, Symptoms, and Reasons to Apply for Disability
Back pain is a widespread problem for working men and women. Although back pain can appear and go away in a matter of days with compresses, rest, and proper body mechanics (i.e., picking up packages with legs rather than lower back), sometimes back pain can be persistent and debilitating. When back pain becomes chronic, it […]