Why Insurance Companies Deny Legitimate Disability Claims—and What You Can Do About It

When you’ve worked hard your entire life and suddenly can’t anymore due to illness or injury, disability insurance is supposed to be your safety net. You expect the policy you’ve paid into to provide support—but instead, you receive a denial letter. Unfortunately, denials of legitimate disability claims are all too common. At RMS Law, we’ve […]

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Can You Qualify for Long-Term Disability When Self-Employed?

A jar of coins sits next to a model of someone in a wheelchair. This symbolizes a discussion about disability benefits.

Those who sustain an injury that prevents them from working have the chance to obtain disability benefits that help cover living expenses. However, this begs the question — can self-employed workers qualify for long-term disability benefits? Given how many entrepreneurs, small business owners, and other similar individuals are their own bosses working their own schedules, […]

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Is it Possible to Receive Long-Term Disability for Cancer?

A long term disability form next to a pen and stethoscope.

A cancer diagnosis is a serious, life-altering moment. Given the impact it can have on one’s life and ability to work and earn income, it’s only natural that cancer patients would consider pursuing long-term disability — and they can. If you’re interested, here’s an overview of long-term disability, why cancer can qualify, and some caveats. […]

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5 Long-Term Disability Misunderstandings and Myths

A lawyer takes notes as a man with a broken wrist speaks to her. They are sitting at a desk and the image is partially out of focus.

Long-term disability claims are designed to provide individuals with financial support in the event they’re unable to work because of an injury or illness. They’re incredibly beneficial for preventing future lost income — and yet there are many misunderstandings surrounding them. Here’s an overview of five long-term disability misconceptions and common myths. […]

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Why Were My Long-Term Disability Benefits Terminated?

After car accident and rehabilitation, a businessman can return to work again.The company which employing disable people will receive tax deductions benefits.

A disabled employee who experienced a serious health condition can utilize their insurance policy to receive financial benefits, allowing them to pay for their medical treatments and other essential expenses. However, even if your disability claim was originally approved, there is a possibility that your provider can stop supporting you if certain conditions are met. […]

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Can You Move to Another State While on Long-Term Disability?

A person wearing a light blue medical gown walks with a walking aid.

Because each state has its own unique disability laws and programs, it’s only natural to question whether or not you can move out of state while on long-term disability. Given how receiving social security disability payments is essential for one’s continued health and financial stability, it’s important to understand how the state of your benefits […]

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