Long Term Care Insurance

Professional Long-Term Care Lawyers Serving Philadelphia, PA

If someone has had a traumatic injury, is battling a severe illness, or has other significant medical difficulties, they may be entitled to long-term care. Long-term care is an insurance benefit that is paid for through monthly premiums. It is a combination of services that help an individual maintain and/or improve their physical and mental wellbeing after a serious medical event.

At Rosen, Moss, & Snyder LLP, our long-term care lawyers in Philadelphia, PA, are committed to ensuring you or your loved one can receive the necessary care and legal support through this difficult time. To schedule an appointment, contact our LTD Lawyers today!

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What Is Long-Term Care Insurance?

If an individual is unable to work due to a severe injury or illness, they may lose their ability to pay bills and take care of their family. This situation may also result in needing care at a nursing home or through at-home services. Given how expensive these services can be, getting the right medical care may depend on if an individual can pay for it.

Fortunately, you can prepare for any accidents or unexpected illnesses with long-term care insurance. This type of insurance provides coverage in the event an individual needs assisted-living services or other medical care related to a disabling injury or medical condition. Long-term care insurance often covers services and additional benefits that Medicare doesn’t. This leads to better outcomes for those that have the protection of long-term care insurance.

How We Help You Receive Coverage for Long-Term Care Facilities and Other Benefits

In some instances, an individual may be denied a claim for long-term care benefits. There are various reasons why a long-term care benefit could be rejected. An insurance company may feel that the injured party can still perform essential activities in their daily life. Additionally, long-term care benefits may be denied due to conflicting medical opinions or the exclusion of a medical condition altogether from the policy. Since insurance companies prioritize making money over the care of their policyholders, insurers will look for any reason not to fulfill their obligation. That’s when you need to contact one of our long-term care lawyers in Philadelphia for help.

Rosen, Moss, & Snyder LLP has the experience you need to fight insurance companies head-on. If you’ve been recently refused access to a long-term care facility or another long-term care service, contact our firm. Our long-term care lawyers in Philadelphia will listen to your story and craft a solid case against the insurance company’s denial of your claim.

Call Our Long-Term Care Lawyers in Philadelphia, PA

We’re dedicated to helping individuals and families get the care they need after experiencing a life-altering event. Our long-term disability lawyers will work tirelessly to ensure you receive the insurance coverage you’ve been paying for.

Has an insurance company recently denied your long-term care claim? Contact Rosen, Moss, & Snyder LLP to speak with one of our long-term care lawyers located in Philadelphia. Schedule your appointment today and take the first step in fighting for what you rightfully deserve.

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