The Philadelphia Region’s Short-Term Disability Lawyers
If you become temporarily disabled, short-term disability is intended to act as a partial income replacement until you are able to return to work or have to go on long-term disability. In many cases, short-term disability is a benefit offered and paid for by employers, although individual policies can also be purchased independently.
When an employee in Greater Philadelphia becomes sick or injured and is unable to work for a short period of time, short-term disability will kick in once all sick leave has been used. The coverage pays a set percentage of the employee’s salary, which varies between policies but can be up to 100% of the salary. Benefits last only up to six months. At this point, the employee may file for extended benefits with the help of a trusted team of long-term disability lawyers.
Unfortunately for many employees in the Philadelphia region who apply for short-term disability benefits, the application process is not always straightforward, and many applicants with genuine disabling medical conditions are left with a denial notice. After getting notified of a denial, there is a strict deadline to appeal the decision. If the appeal is not filed properly, one can be left with relatively few favorable options moving forward.
If you have received a denial notice, we recommend finding an experienced team of short-term disability attorneys near Philadelphia to file an appeal on your behalf. Contact Rosen Moss Snyder LLP online today for a free consultation or give us a call to speak with one of our top short-term disability lawyers of Montgomery County about your case.
The Unfair Nature of the Short Term Disability Process
While short-term disability is meant to help disabled persons support themselves financially while they recover from an illness or injury, the process of applying for these benefits can be challenging, and many employees who file for these benefits are initially denied.
Insurers have a vested interest in denying these applications. Even with clearly defined records of the injury or illness and seemingly thorough documentation to prove the disability, the insurance provider still return a denial notice, at which point the employee has a limited time appeal the decision.
This appeal is critical. If it too gets denied, the only option moving forward is to file a lawsuit, which can only use documentation already filed in the claim or appeal. For this reason, we strongly recommend you hire a short-term disability lawyer, or you may not have enough supporting evidence to file a suit.
Have You Been Denied the Benefits You Need?
The processes of submitting a claim and filing an appeal of a denial can be complicated and have strict deadlines. It is imperative that you work with an attorney who has experience handling short-term disability cases, as he or she can ensure your case has all the necessary information to prove your need for benefits definitively.
If you live in Montgomery County, Philadelphia, or anywhere in the region and have become temporarily disabled and are seeking short-term disability benefits, contact one of the trusted attorneys at Rosen Moss Snyder LLP today to discuss your situations and begin the process of building your case. If you have received a denial notice, contact us immediately, so that we can begin the appeal process.
Schedule a free consultation online or by giving us a call today.