Because each state has its own unique disability laws and programs, it’s only natural to question whether or not you can move out of state while on long-term disability. Given how receiving social security disability payments is essential for one’s continued health and financial stability, it’s important to understand how the state of your benefits will change upon moving. If you want to learn whether you can transfer disability to another state, here’s what you need to know.
Can You Move Out Of State While On Long-Term Disability?
So, does disability transfer from state to state? To answer that question, it’s important to understand what kind of disability system you have. Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are both benefits for individuals who can’t work because of long-term medical conditions and are affected differently when a person moves to another state. The good news, though, is that you don’t have to spend time reapplying for either of them when you relocate to a new state. If you want to learn whether or not you can move out of state while on long-term disability, here’s what you need to know about both SSDI and SSI.
How Moving Affects SSDI
Can you transfer disability to another state? When it comes to SSDI, there’s no problem. Because your eligibility is influenced by both your income and your work history, relocating to another state won’t impact it at all. However, while you’ll continue to receive SSDI benefits, there’s still a possibility that you’ll be affected after your move.
Relocating to another state can interfere with your payment schedule if you do not update your Social Security Administration (SSA) information in a timely manner. This means that if you wait too long to make changes, then you can experience delays and not be able to receive the essential payments you need. Informing the SSA of significant changes in your life, such as moving to a new home in another state, is essential. To stay on track and avoid payment delays, be sure to send the SSA your future phone number and address prior to moving out.
How Moving Influences SSI
Although you can move out of state while on long-term disability, your SSI benefits may change considerably. While SSDI is created on the federal level and consistent between states, the monthly benefits that the governments of each state offer can differ. Many states add additional money, known as a state supplementary payment, and not all provide the same amount or at all. This means that you can end up receiving fewer SSI supplements in your new state — on the other hand, you can wind up getting more than in your old state.
It’s also worth noting that different states have their own income limits for SSI. This means that how much income you can earn every month while still remaining eligible for SSI can change after moving to another state. As a result, it’s incredibly important to check what your new state offers before you move so that you’ll know beforehand how your SSI payments will change.
To Learn More About Long-Term Disability in PA, NJ, and DE, Reach Out to RMS Law
You can move out of state while on long-term disability — and our long-term disability lawyers will help you with the process. At RMS Law, we assist residents throughout Pennsylvania, New Jersey, and Delaware with all their disability needs. We’re also home to skilled short-term disability lawyers and other legal experts, so don’t hesitate to call us today to schedule a consultation and learn more about how we can help you.