Those who sustain an injury that prevents them from working have the chance to obtain disability benefits that help cover living expenses. However, this begs the question — can self-employed workers qualify for long-term disability benefits? Given how many entrepreneurs, small business owners, and other similar individuals are their own bosses working their own schedules, […]
Category: Blog
Is it Possible to Receive Long-Term Disability for Cancer?
A cancer diagnosis is a serious, life-altering moment. Given the impact it can have on one’s life and ability to work and earn income, it’s only natural that cancer patients would consider pursuing long-term disability — and they can. If you’re interested, here’s an overview of long-term disability, why cancer can qualify, and some caveats. […]
5 Long-Term Disability Misunderstandings and Myths
Long-term disability claims are designed to provide individuals with financial support in the event they’re unable to work because of an injury or illness. They’re incredibly beneficial for preventing future lost income — and yet there are many misunderstandings surrounding them. Here’s an overview of five long-term disability misconceptions and common myths. […]
Why Were My Long-Term Disability Benefits Terminated?
A disabled employee who experienced a serious health condition can utilize their insurance policy to receive financial benefits, allowing them to pay for their medical treatments and other essential expenses. However, even if your disability claim was originally approved, there is a possibility that your provider can stop supporting you if certain conditions are met. […]
What Physicians Need to Know About Long-Term Disability
While physicians and medical providers are entrusted with the care and recovery of their patients, they, too, are still susceptible to developing illnesses and sustaining serious injuries. In fact, roughly one out of seven doctors use their disability insurance — this means that in a hospital with 70 doctors, around 10 of them may need […]
Can You Move to Another State While on Long-Term Disability?
Because each state has its own unique disability laws and programs, it’s only natural to question whether or not you can move out of state while on long-term disability. Given how receiving social security disability payments is essential for one’s continued health and financial stability, it’s important to understand how the state of your benefits […]
Why Are Disability Claims Denied?
Was your disability claim denied recently? Not receiving pay following an injury can be an incredibly stressful experience — however, by knowing why disability claims are denied, you can better prepare yourself for filing an appeal and any future claim submissions. Although there are many reasons for denied claims, let’s examine and review why most […]
What Is the Process When Appealing Short-Term Disability Insurance’s Denial of Request?
If you’ve been injured and unable to work for pay, then you can submit a short-term disability claim to your insurance company to receive financial aid. They’ll have around 45 days or so to review your forms and make a decision — however, no matter how legitimate your injury is, there’s no guarantee it will […]
Can I Look for a New Job While on Short-Term Disability?
Whether you’re in the process of applying for or currently receiving short-term disability benefits, you’ve likely wondered — can I get another job while on short-term disability? Switching jobs is becoming more common, and you might not want to hold back your career path just because you’re receiving temporary benefits. When it comes to legal […]
What Documents Do I Need for a Personal Injury Claim?
A successful personal injury recovery claim often depends on the details. You should have all of the facts and paperwork to back up your claim if you’ve been injured in a car accident, hurt on the job, bitten by a dog, or otherwise harmed through actions that weren’t your fault. A team of talented personal […]